Free Tool — Loan EMI Calculator
Business Loan EMI Calculator
Enter the loan amount, interest rate and tenure to see your monthly EMI, total interest and total repayment.
Monthly EMI
₹23,537
Total interest
₹64,882
Total payment
₹5,64,882
Know the monthly number before you sign
Whether it's a working capital loan, equipment financing or a line of credit to fund a new outlet, the EMI is the number that actually shows up against your cash flow every month. Comparing loan offers by interest rate alone can be misleading once tenure and processing costs are factored in.
Enter the loan amount, annual interest rate and tenure to get the EMI using the standard reducing-balance formula, along with the total interest you'll pay over the life of the loan — useful for comparing two offers side by side.
Loan EMI calculator FAQs
EMI = P × r × (1 + r)^n ÷ ((1 + r)^n − 1), where P is the loan amount, r is the monthly interest rate (annual rate ÷ 12 ÷ 100), and n is the number of monthly instalments.
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